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Why Should Prospective Borrowers Apply Today?

“A good name is more desirable than great riches; to be esteemed is better than silver or gold.” - Proverb 22:1

When I became a Loan Officer after I had refinanced my house, I realized that I was a victim of Mortgage Fraud & Predatory Lending that resulted in the foreclosure of my primary residence in Massachusetts. Reluctantly, I had to initiate defensive legal action in Federal Court that involved Real Estate Contract, Truth-In-Lending violations(TILA) and Bankruptcy matters. Unequivocally, I know first hand of the pains and the agonies that one simple decision to sign a legal document can caused.

For that reason, I strongly recommend that in any of your present and future real estate purchase, refinance and/or commercial loan transactions, you should hire a competent lawyer for a critical review of the legal documents (do not rely on the bank's attorney to represent your interest and do not listen to anyone that tells you an attorney is not needed) and a CPA to determine your short and long term financial benefit of the financial investment.
My approach is to help you become a savvy borrower. Thus, you can rest assured, that I have your best interest at heart and will do my utmost best that upon leaving your closing, you have the peace of mind that you are getting a loan that 1) you qualify for and 2) your loan document will not be altered prior the closing.

Praises & Thanks be unto The Lord My God for the wisdom, knowledge and understanding on legal matters because I received countless feedbacks from folks facing foreclosure and bankruptcy around the United States as follows:

Comments: "I have been inundated with TILA questions. So I went out hunting to see if anyone had already written about it in terms that a lay person might be able to understand. What I found is shown below. I believe it to be generally correct and the citations are good citations of law. See this site for the entire write-up. It should give most lay people an idea on how to handle this and it will be valuable to your lawyer if he/she is not totally familiar with the TILA context at the following link:" http://www.rcxloan.com/Civil_Action__BK__Motion_14.htm. Statement made by Attorney at Law, Neil F. Garfield, M.B.A., J.D.

Comments: “our fraud started 25 jan 06 our first big problem was finding an attorney that understood real estate law !. we used 3 before we settled in on our current attorney. I don't know real estate law but I have a computer!!! our current attorney is a contracts attorney and pretty sharp with tila. I would like very much have you and your wife to attend our trial in nov. date not set, as special guest or expert witness. thanks lou, California”

Comments: “Please help. I have seen your civil action suit citing violations of TILA. My situation is described on "ripoff report". I am the mother of two recently deceased sons whose home is set for foreclosure sale Jan. 1, 2008. Homecomings Financial has added enormous pressure by threatening my home, forcing me to bankruptcy and refusing to cooperate in any reasonable way. I believe there is every possibility you could help me get my home "free and clear"."

Comments: "In your suit your actions are that of a truly great American who still believes there is justice. My older son was a lifetime law enforcement officer and in the military. My younger son was a firefighter/paramedic his entire career. They both fervently believed in standing up for those who cannot defend or protect themselves. Were they here, they would be honored to know you. I am hopeful for the first time in almost two years. Sincerely, Barbara”

My vision is to establish a long-term client relationship with you. Whether you are looking for Residential, Business or Commercial Loans, RCxLOAN.com is founded on the belief that we are providing a service and not just a product. I will guide and counsel you through the loan process, avoiding the pitfalls and capitalizing on the opportunities for you.

Based on your needs and situation, I will show you which mortgage products work best for you. I will give you the personalized attention that you deserve to ensure that you obtain the right loan product. I will go out of my way to make sure that you have all of your questions answered and are satisfied with your loan decision prior signing any documents at the closing. Remember, you should never hesitate to ask questions. Ask whatever you need to so that you understand the entire process.

Your total satisfaction is what I aim for. Your future referrals are the cornerstone of my business. What 3 friends do you know today who are in need of a Home Loan, Business Loan or Commercial Loan, a referral from you would be fully appreciated.

I can be reached for a FREE consultation at (cell) 617-202-8069 or (703) 584-5998,



it's FREE, there is no obligation whatsover...! Sincerely, Pierre R. Augustin, MPA, MBA